Medicare Advantage Plans

Speak To A Licensed Medicare Agent Today

Zero-Dollar Premium Medicare Advantage Plans For

Covering your hospital visits, Dental, Prescription Drugs + More.

Call Now To Enroll

1/3 Of Residents Are Enrolled In Medicare Advantage

Why Medicare Advantage?

Medicare Advantage combines your traditional Medicare Part A (hospital insurance) and Part B (medical insurance) into one simple plan. 

You can view it as an “all-in-one” alternative to your conventional Medicare cover.

If you are already enrolled in Medicare Parts A and B, you still qualify for the more comprehensive Medicare Advantage Plan. 

Our plan offers long-term savings, better care, and flexibility. It is much more than just a Medicare Plan.

Have Us Call You!

Valuable benefits with predictable costs to help your budget
Plans available that cover doctor, hospital and prescription costs
Plans with premiums starting as low as $0/month*

Medicare Advantage Takes a Unique Approach to Your Health and Wellness

With a Medicare Advantage plan, you get much more than what you pay for. You’ll enjoy exclusive access to:
  • Doctors, hospitals, and community healthcare institutions that you know and trust
  • Low plan premiums that you won’t find anywhere else
  • Healthy coaching and fitness center membership subscription
  • Hospital, medical, and prescription drug coverage under one plan
  • One-stop center for all of your health and prescription drug coverage needs

We Are Here to Simplify Medicare and Connect You with the Right Coverage

At Insurance Master, we understand the fact that choosing the right Medicare Advantage Plan can be quite frustrating and confusing. 

That is why our experts are here to help you. We patiently go through each plan and their costs, so you can get the best plan for your needs.

Our approach is value-based, and our friendly licensed Medicare Advantage agents will take time to explain your options, premiums, copayments, and any other thing you need to know. We are here to help you make an informed decision.

Sign up today for more information, and we’ll help you determine the right Medicare Advantage plan for your needs.

Do you have any questions or inquiries? Contact a licensed Medicare agent today by calling

Are my prescription drugs covered?
Do I have to pay a deductible?
Can I keep my doctor?
Are my prescription drugs covered?

You Have Questions. We Have Answers.

Seniors, 65 and Older, Living In Your Area Can Call A Licensed Medicare Agent:

Call Now To Enroll

*You are still responsible for paying your Medicare Part B premium.

2017 Medicare Advantage Spotlight Report. This report reviews national and state-level enrollment trends as of March 2017 and examines variation in enrollment by plan type and firm.

Not connected with or endorsed by the U.S. Government or the federal Medicare program.

This is a solicitation of insurance. A licensed insurance agent/producer may contact you.

 Enrollment in our plans depends on contract renewal. See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by service area.

Residents Living In The Zip Code Can Call A Licensed Medicare Agent:

Call Now To Enroll

Medicare Advantage And Medicare Supplemental FAQ

It’s all about total-out-of-pocket-costs and if/when you reach the donut hole. Your drug needs assessment will dictate the key and most costly drugs, your deductible and copays that drive your OOP expense. Medicare also counts your “true” OOP expense or TrOOP that gives you credit for your deductible and other items. Give us a call to discuss. 

No. You do not have to buy a drug plan from the same company as your Medicare supplement provider.

The plans are updated yearly but it is up to you to decide if a plan change is appropriate.

No. You can switch Medicare Supplement policies at any time but you are subject to underwriting and that can impact premiums after you have used your initial enrollment or guaranteed issue right. 

After 24 months of continuous SSDI, you automatically become
eligible for Medicare. You can enroll in a Med Supp or MAPD or stay on
Original Medicare.

It’s the first 8 months after your initial coverage need for Medicare or the
termination of your Medicare Advantage plan contract that was covering you.
You may be turning 65 or just got off a commercial plan at age 72, but GI is
for those new to Medicare coverage and seeking a Medicare Supplement. Please give us a call if you require a further explanation.

Medicare Supplementals do not cover this and you have to find independent insurers for those needs. Aetna has a dental/vision/hearing combo plan, for example.

You technically can, but it is not always a great idea due to the premium
amount. If you have a DSNP available, the coordination between a Medicare. An Advantage plan and state Medicaid services usually leave you paying $0 or very, very little for any health or drug coverage. That is what most do – find a DSNP. Please call us if you need help understanding this better.

A Medicare Supplement is indemnity coverage that pays for the 20% not
covered by original Medicare. You typically pay a monthly premium to offset those costs and rarely pay any office copays or coinsurance.

There are many different plan types that cover different services and events, including/excluding your part B deductible. You can see any doctor that accepts Medicare.

Medicare Advantage is a managed care plan with networks, copays and coinsurance OOP, but with typically lower premiums and at least some coverage for dental, vision, transportation, fitness, and other supplemental benefits.

Your drug plan is also wrapped into your Medicare Advantage Plan in most cases.

There are some Medicare Supplemental only plans for those with existing drug coverage like Tricare for military retirees. You can enroll in a plan with a max out-of-pocket of $3400 or $6700.

Lower premiums, drugs included in the premium, docs already in the network, dental and vision coverage at some level

No. long-term-care is a separate type of coverage and must be purchased separately. There are limits on what Medicare pays through all of these that can get you through a month or two but not the long-haul.

You have to look for the doctor and see/call to determine if they accept Medicare. All MAPD plans are required to keep an updated network database for in-network physicians.

Our footprint is growing in the zip code and surrounding areas. And we are winning on Star-ratings and plan quality. It’s getting that message home to the right people.

Copyright © 2020 · Insurance Master

 Terms of Service | Privacy Policy | Disclaimer