Car Insurance
The truth is that accidents happen and when they do, you need to be prepared for the worst. During such devastating times, your car insurance policy kicks in to protect you against significant financial loss.
Whether you are at fault or not, your auto insurance coverage will cushion you against the potential financial loss. However, the amount of protection you get depends on the type of policy you carry.
A cheap car insurance policy is designed to provide you with minimum state-required protection.
The minimum auto insurance requirements vary from state to state. This means that the car insurance limits and coverages that work for your friend in California may not be right for you if you reside in a different state.
However, there is a clear trend that all states seem to follow. Every state requires every driver to carry the following:
The crucial components of car insurance liability coverage are bodily injury coverage and property damage coverage. Every state has set the minimum liability insurance coverage amount that every driver must carry while driving through the state.
Experts recommend carrying more than the minimum amount because things can get out of hand quickly if you are involved in an accident and police establish that you were at fault.
Some states also require motorists to carry uninsured/underinsured driver property damage coverage to take care of any property damage that may occur in the event of an accident.
In most cases, the minimum limits for underinsured/uninsured will be similar to your state’s liability coverage minimum limits.
PIP will settle your medical expenses regardless of who is at fault. This option may also cover lost wages and a wide range of other benefits that your standard health insurance policy doesn’t cover.
It is no secret that Medicare is quite complicated, and understanding everything about the program can sometimes be difficult for beneficiaries. With approximately 10,000 individuals
If you are a Medicare beneficiary, you already know that the program comprises several plans, which provide different coverage options. Medicare Part A covers inpatient
Most of us can agree that 2020 was an unusual year in many ways. If you are one of the Medicare beneficiaries in the country,
We have a team of dedicated and experienced insurance experts who work so hard to ensure you enjoy the insurance benefits you need based on your lifestyle and that you are getting value for your money from or insurance partner companies.