Life Insurance

Guaranteed Acceptance Life Insurance

Guaranteed acceptance life insurance policy is simple, affordable, and designed to protect your loved ones from financial burdens when you die.

What Is Guaranteed Life Insurance?

Guaranteed life insurance policy is designed to provide you with the coverage you need regardless of your medical history. Although it is specially designed for individuals between the ages of 50-85, younger individuals who don’t qualify for the conventional term or whole life insurance policies can still go for it.

With a guaranteed life insurance policy, you are sure nobody will turn you down for health-related reasons as long as you can pay the premiums. There are no health questions when applying for this type of policy, and you won’t be required to take a medical examination either.

Quotes are entirely based on your age, gender, and location. Given the simplicity of the application process, you can get instant coverage. The only downside of this policy is that its quotes may be slightly higher since the insurance provider doesn’t have your health details.

Other than that, everything is quite good. Insurance rates tend to vary from company to company, but we at Insurance Master are determined to help you find the most affordable guaranteed acceptance life insurance policy in the market.

Guaranteed Acceptance Life Insurance

Contact Us Today for a Guaranteed Acceptance Life Insurance Policy

Have you been disqualified from purchasing a term or whole life insurance policy? If so, we are here to help you find a quality and affordable guaranteed acceptance life insurance policy that will protect your loved ones when the unfortunate happens.

With no medical exam requirements, you can be sure that we shall help you find an affordable plan with flexible payment options. Talk to us today and let us guide you on how to secure the financial future of those you love.

What are the Benefits of Guaranteed Acceptance Life Insurance Policy?

There are some obvious merits of this type of life insurance compared to last expense insurance and other forms of life insurance. Perhaps, the biggest advantage is that anyone can purchase the policy. There are no policy restrictions or medical examinations. The plan is designed to ensure that nobody stays without life insurance protection that their loved ones need.

The other benefit of this policy is that it can be anything you want it to be. You can make it a term or whole life insurance policy. Keep in mind that with a term guaranteed acceptance life insurance policy, your rates are predetermined and won’t increase with your age. However, with a whole life guaranteed acceptance insurance policy, you can be sure that the policy will cover your loved ones no matter when you die.

The other significant benefit of guaranteed acceptance life insurance plans that you won’t find with the other types of life insurance is how quickly a provider can accept you. Many insurance companies have online application forms that you can fill and be fully covered within a few hours. However, with the traditional whole life insurance policy, you may be forced to wait for weeks or even months before your coverage activates.

Take time to search and compare quotes from different providers to find the best guaranteed acceptance life insurance policy that suits your needs and fits within your budget.

At Insurance Master, we offer free quotes and estimates that can help you find the best provider faster. If you cannot find the information you are looking for, contact us today, and one of our experienced agents will gladly help you.

Guaranteed Acceptance Life Insurance

Who Should Buy Guaranteed Acceptance Life Insurance?

Anyone who doesn’t qualify for other forms of life insurance should consider buying guaranteed acceptance life insurance instead of living without a policy at all. Senior citizens with pre-existing medical conditions that disqualify them from a fully underwritten term or whole life insurance policy should also go for this policy.

Apart from covering your end-of-life expenses, a guaranteed acceptance policy will also take care of your loved ones once you are gone. You may also want to consider this policy if:

  • You have cognitive impairments
  • You are in a nursing home
  • You are on dialysis
  • You are restricted to a wheelchair
  • You have cancer, renal kidney disease, or living with HIV

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