Life Insurance Plans

Are you in the market looking to purchase a life insurance policy? We are here to help you understand how this policy works and how to choose a good plan that meets your needs and fits within your budget.

Life Insurance

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What Is Life Insurance?

Life insurance plans are designed to protect your loved ones and offer financial stability in case you die at the most unexpected time. While this is not something you may not want to think about, the truth is that none of us will live forever, and we all want our loved ones to be comfortable once we are gone.

At Insurance Master, we believe that the best gift you can leave your loved ones with is a whole life insurance policy that will continue to provide for their financial needs when you are no longer there.

The plan pays a specified amount of money referred to as a “death benefit” to your named beneficiary upon your death or after the maturity of your policy. No matter your age, the number of dependents, or marital status, a life insurance plan can benefit you at different stages of your life.

In fact, it is always good to purchase a life insurance policy as soon as you can other than waiting until when you have people depending on your income.

Life Insurance

Why Should You Purchase Life Insurance?

Well, life insurance is all about protecting the people you love and cherish in life. You buy this policy because it is the best way to protect them and ensure continuity even when you are no longer there to look after them. While this may sound like an emotional decision, the truth is that it is largely a financial one. It is about looking into the future and envisioning their life without you.

Furthermore, life insurance isn’t about you. It is about your family and appreciating the fact that anything can happen to you at any time. It is an expression of love and care since you know that should you die, you can still keep the promises you have made to the people who are important to you.

It creates an inheritance for your heirs even if you don’t leave behind any other assets. After all, the payout will replace your income in their lives. Your life insurance policy gives your loved ones an easy time because they can easily pay off debts, fund their college education, meet their daily living expenses, and do much more.

Contact Us Today for a Life Insurance Policy!

Are you looking for a quality and affordable life insurance policy, or do you need more specific information about any of these plans? Our experienced and licensed insurance agents are here to help you. Talk to us today, and one of our agents will answer any questions you might be having and help you find the best policy.

How Much Life Insurance Do You Need?

Two crucial factors come into play while trying to establish the appropriate amount of life insurance for you. First, you need to consider any debts your family members may be left to pay should you pass away. These debts may include student loans, mortgages, auto loans, etc.

You should also consider the average cost of living for your surviving family members. How much money do they need to cater for their daily expenses, household expenses, utility bills, education, and miscellaneous costs?

Once you answer these questions, you can easily establish an adequate amount of life insurance coverage that you should be aiming for.

Get Quality Life Insurance Policy from Insurance Master

Let us help you find a quality and affordable life insurance policy that will take care of your loved ones when you are no more.

Our Promise:

Reasonable Grace Period

Most of our policies feature an industry-standard 30-day minimum grace period.

Free Look

Our providers give you ten days to evaluate the policy details before you sign the contract.

Guaranteed On Death Claims

We are a responsible and prudent company. We guarantee to make death claim payments, no matter what.

Timely Payments

We don't just pay claims, but we do it promptly so that your loved ones adapt to life after your departure as soon as possible.

Protection of Private Information

We believe that you have a right to privacy. We don’t disclose your private information to any other third-party company other than our partners.

Big Coverage Little Cost

With us, you pay less and get more; no monkey business and no hidden costs.

Term Life Insurance

Term Life Insurance

This is the simplest form of life insurance plans. Term life insurance only pays out death claims if you pass away during the term of your policy, which is usually anything between one to 30 years. It is highly affordable, especially for applicants who are still young and healthy.
Whole Life Insurance

Whole Life Insurance

Unlike term life insurance, whole life insurance will pay a death benefit to your beneficiary whenever you die. It doesn’t matter whether you live for 40 years or 250 years; you can be sure that your loved ones will be safe once you are gone. Whole life insurance can be universal, variable universal, or the traditional whole life policy.
Guaranteed Acceptance Life Insurance

Guaranteed Acceptance Life Insurance

Guaranteed acceptance life insurance, also referred to as guaranteed issue life insurance is a life insurance policy with no health qualifications. This means that you don’t have to undergo a medical examination as part of the policy underwriting process.

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