Original Medicare (Parts A and B) offers broad coverage to cater for certain hospital and medical costs. However, it doesn’t cover all costs of medical
Whole Life Insurance Policy
What Is Whole Life Insurance Policy?
Contact Us Today for a Whole Life Insurance Policy
Are you looking for a whole life insurance policy that takes care of you while you are still alive and your loved ones once you are gone? We are here to help you find an ideal policy that suits your needs and within your budget.
With a whole life insurance policy, you can be sure that your loved ones will be taken care of even in your absence. Contact us now and let us help you get an insurance policy that will protect you throughout your life and take care of your loved ones once you are gone.
Types of Whole Life Insurance Policy
Benefits of Whole Life Insurance Policy
Whole life insurance provides you with the benefit of permanent protection. Although monthly payments may seem a little bit compared to term life insurance plans, this policy also earns you cash value at a fixed rate.
In addition, the policy allows you to access loans using the accumulated cash value as security. However, you should know that any loan you apply for will reduce your cash value and the death benefits of the policy.
Another benefit is that you can use the savings portion of your policy to pay for your premiums if you start early. Unless you make changes to your insurance policy, you will enjoy lifelong protection with no medical exams in the future. Finally, it offers a wide range of tax-saving opportunities that can help you build your estate.
If your employer doesn’t provide you with health insurance coverage as part of your employee benefits, you may be forced to purchase an individual health
According to Statista, approximately 54% of Americans have some form of a life insurance policy. It means that approximately 177 million Americans have been in