September 2020

death benefit

How Long Does It Take To Receive Life Insurance Death Benefit?

When the unexpected happens, and your loved one passes away, the last thing you want is a life insurance company delaying the death benefit.  Typically, when the breadwinner is no more, a family can be hit with insurmountable difficulties. Therefore, the life insurance policy must be there to provide the financial resources needed to take

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Whole life insurance policy

What Is the Difference Between Cash Value and Face Value in Life Insurance?

If you have a whole life insurance policy, there are two common terms that you must be familiar with: cash value and face value. While these two terms sound familiar, they mean different things that determine how your policy operates. A whole life insurance policy is designed to provide you with permanent coverage that lasts

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Medicare

Medicaid vs. Medicare: What Is the Difference?

Medicaid and Medicare are both U.S government-sponsored programs specifically designed to help cover healthcare costs for different categories of American citizens. Both programs were established in 1965 and are sponsored by taxpayers. Many people tend to confuse the two terms while others use them interchangeably to mean the same thing. But did you know that

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