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death benefit

How Long Does It Take To Receive Life Insurance Death Benefit?

When the unexpected happens, and your loved one passes away, the last thing you want is a life insurance company delaying the death benefit.  Typically, when the breadwinner is no more, a family can be hit with insurmountable difficulties. Therefore, the life insurance policy must be there to provide the financial resources needed to take

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Whole life insurance policy

What Is the Difference Between Cash Value and Face Value in Life Insurance?

If you have a whole life insurance policy, there are two common terms that you must be familiar with: cash value and face value. While these two terms sound familiar, they mean different things that determine how your policy operates. A whole life insurance policy is designed to provide you with permanent coverage that lasts

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Health Insurance

Lost Your Job Due To Coronavirus Pandemic? Simple Ways to Get Alternative Health Insurance

According to reports, approximately 36.5 million Americans have lost their jobs since the outbreak of the deadly coronavirus disease (COVID-19). Unfortunately, a high unemployment rate in the US during a health crisis period can be much more challenging since close to 49% of Americans get their health insurance through their employers. Technically, it means that

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