If you have a whole life insurance policy, there are two common terms that you must be familiar with: cash value and face value. While these two terms sound familiar, they mean different things that determine how your policy operates. A whole life insurance policy is designed to provide you with permanent coverage that lasts […]
What Is the Difference Between Cash Value and Face Value in Life Insurance? Read More »
Medicaid and Medicare are both U.S government-sponsored programs specifically designed to help cover healthcare costs for different categories of American citizens. Both programs were established in 1965 and are sponsored by taxpayers. Many people tend to confuse the two terms while others use them interchangeably to mean the same thing. But did you know that
Medicaid vs. Medicare: What Is the Difference? Read More »
According to reports, approximately 36.5 million Americans have lost their jobs since the outbreak of the deadly coronavirus disease (COVID-19). Unfortunately, a high unemployment rate in the US during a health crisis period can be much more challenging since close to 49% of Americans get their health insurance through their employers. Technically, it means that
Did you lose your employment recently or are waiting for your new health insurance plan to begin? If so, you may be wondering if there is a way you can bridge the short-term coverage gap just to be sure you are safe should the unexpected happen during the transition period. Temporary health insurance might be
Everything You Need To Know About Temporary Health Insurance Read More »
Over the last few weeks, we have spent a lot of time talking about life insurance and death insurance, but what about car insurance? Who will pay for repairs when your teenage son forgets to put the vehicle in park mode and rolls into your neighbor’s brand new convertible? Or when you accidentally run into
How Much Car Insurance Do I Need? Read More »
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